Life Insurance And Medical Insurance Options For Employed And Self Employed Individuals

Insurance is an important consideration for anyone who is self-employed or who works for someone else but is not covered through any sort of insurance through their employer.

I became self-employed in 2000 and for the first time in my career, was not covered through my employer by any sort of health insurance.

Once you are no longer covered by any insurance plan, you suddenly realize how expensive it is to go to the dentist, get new eyeglasses or contact lenses and pay for prescription drugs. Plus I also had an instance where elective surgery was an option for me and I was fortunate at the time to have previously signed up for a private insurance plan. The surgery would have cost me almost $4,000 out of my own pocket otherwise.

There are various forms of insurance that might interest you so here are a few options for you to consider.

Medical Insurance
When I began working on my own in 2000, I decided to purchase health insurance for myself to cover me against various medical expenses that might arise. Lucky for me, too: I had to have surgery one year after purchasing the insurance. This page will discuss some options for you.

Life Insurance
Even if you have medical insurance either on your own or through your employer, life insurance can help to protect you and your family's financial interests

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